Eligibility
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Who can have an account?
To be eligible for an ABLE account, you or the beneficiary must:
Have a disability or blindness that developed before the age of 26 that will last, or has lasted at least a year;
Be a U.S. citizen; and
Confirm one of the following:
Are eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) because of a disability;
Experience blindness as determined by the Social Security Act; or
Can produce a signed diagnosis from a licensed physician if requested.
How to open an account?
If you or the beneficiary are over the age of 18 and can manage your own account, go ahead, and get started.
If you’re the Authorized Legal Representative (ALR), you can open an account if you can attest that you have been selected by the eligible beneficiary with legal capacity, have Power of Attorney, are a conservator or legal guardian, are a spouse, parent, sibling, or grandparent, or are a representative payee (individual or organization), in that order of priority.
